Credit Risk Analyst

Credit Risk Analyst

We are looking for a suitable candidate for the position of Credit Risk Analyst who will assess and underwrite credit applications related to international trade transactions, conduct financial and qualitative analyses, appraise transactional risks. You will develop and manage relations with internal customers. Next to the underwriting tasks, you will be presented with the opportunity to work on a variety of in-house projects.

We would be happy to welcome you to our team if you would like to have the following responsibilities:

• Decide on credit limit requests consistently, according to the SLA(service level agreement) included in Risk Business Model;
• Use all information available in our system and own market knowledge in order to assess the risk;
• Monitor risk exposure, trade sector evolution and action plans – maintaining constant contact with internal clients; apply, underwriting principles, guidelines and procedures;
• Maintain permanent contact with other departments like, Policy Administration, Information & Grading, Claims and collections;
• Various reports/statistics for senior management

This position has no direct reports.

We will be pleased to welcome you in our team, if you have:

• University degree in economics
• Strong analytical skills and structured thinking
• Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage;
• Business expertise: 1-3 years in risk area/banking / insurance area / credit insurance with good business / finance assessment skills; demonstrates commercial awareness
• Excellent organizational skills and attention to detail
• Ability to handle multiple tasks in high volume;
• Necessary interpersonal skills – good communication, influencing and negotiation skills – able to justify and explain decisions taken
• Practical knowledge of MS Office, particularly MS Excel
• Ability to work independently and collaborate with co-workers in a team setting.
• Good level of English both spoken as well as in writing

We offer:

• Dynamic and multinational working environment
• Opportunity to learn and grow – on the job as well as language or professional training
• Open company culture, flexible working hours/possibility of working from home
• A wide range of employee benefits – meal vouchers, gift vouchers, performance bonus, public transportation allowance, flexible vacation benefit, extra personal days, premium health insurance, discounts on Allianz products, etc.
• Full time permanent contract
• Modern and accessible offices

Please send your CV to the following e-mail address: recrutare@abchumancapital.ro